We get that saving money is kind of a boring topic, but it's even more boring to not have any cash. Acorns, a new money app, makes it possible to save your loose change without even noticing. It's kind of like that jar on your dresser, but more automatic.
Here's how it works for iPhones or Androids: Connect a credit or debit card to the app. Each time you purchase something, the app rounds up the dollar amount spent, and the extra change goes into a diverse investment portfolio set up specifically for you.
There's no minimum contribution, and the service costs $1 a month, so you really can do this. Trust us, Future You will be grateful.